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Greater Minneapolis Car Loans

Car Loans in Minnetonka - Sears Imported Autos




About Mercedes-Benz Financial

Click here for our Online Mercedes-Benz Finance Application

Service excellence is our bottom line

At Mercedes-Benz Financial, we understand that there is no such thing as a "one product fits all" concept. With that in mind, we strive to serve the individual needs of our more than 380,000 customers by providing comprehensive, tailor-made financing packages along with the highest levels of service and flexibility. Mercedes-Benz Financial is truly the finance partner of choice for those who expect and deserve excellence.

Delivering value

You've chosen the Class. You've chosen the color. Now choose the finance company that, for the last quarter century, has been offering the same value and quality you can expect from your Mercedes-Benz vehicle. When you're ready to finance your next Mercedes-Benz, choose Mercedes-Benz Financial - the one source exclusively dedicated to providing customized and affordable financing solutions for Mercedes-Benz drivers.

At Sears Imported Autos getting a car loan in Minnetonka is quick and easy. We have all the tools, information and expertise to help you determine your budget and get you into that new or used Mercedes-Benz you have always dreamed of. Our financial experts can help anyone get a car loan, even with bad credit. We also handle refinancing as well, and work with a variety of lenders to help you pay for your car, truck, van or SUV.

You can apply online for a car loan in Minnetonka with our online finance application form. It's secure, and when we receive the application, our staff will look it over contact you as soon as possible.

If you would like to contact a member of the Sears Imported Autos financial team online you can use our contact form. You can also call us at 866-915-2427, or stop by Sears Imported Autos by using our easy to follow directions.


Manage your account, anywhere.




At Mercedes-Benz Financial, our goal is to provide our customers with a seamless ownership experience. Our mobile account management solutions allow you to make your monthly vehicle payment, view detailed account information, locate a dealer, and find out what's new at Mercedes-Benz Financial - all from the palm of your hand. Download the Mercedes-Benz Financial iPhone® App, or access our mobile site from your Smartphone.

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Contact Information

Contact Information

Sears Imported Autos

13500 Wayzata Blvd

Minnetonka, MN 55305
sales Sales:
866-915-2427
service Service:
877-845-1453
parts Parts:
866-821-6014

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.